The Potential Pitfalls of Using a Cost to Build a House Calculator
If you’re planning to build a house, you’ll need to factor in more than just the cost of materials. The cost of building a house also includes the cost of labor, permits, and more. In this article, we’ll take a look at the potential pitfalls of using a cost to build a house calculator. The […]
The Preparation Needed For Stucco
Stucco is a popular exterior finish for homes, but it’s important to know what kind of preparation is needed before starting a stucco project. There are three main types of stucco: traditional, Elastomeric, and Exterior Insulation and Finish Systems (EIFS). Each type of stucco has its own unique set of preparation requirements. Traditional stucco is […]
The Process of Applying For a Mortgage
Introduction Applying for a mortgage can be a confusing and time-consuming process. There are many different types of mortgages available, and it can be difficult to know which one is right for you. A mortgage packager can help you to understand the different options and choose the best one for your needs. A mortgage packager […]
The Process of Securing a Mortgage Loan
Introduction When you’re ready to buy a home, one of the first things you’ll need to do is secure a mortgage loan. But what does that involve? In this article, we’ll give you an overview of the process of securing a mortgage loan, from start to finish. First, you’ll need to choose a lender. There […]
The Risks of Jacking up a House
The Risks of Jacking up a House The risks of jacking up a house include the potential for physical injury to yourself or others, as well as damage to your property. If you’re not careful, you could easily end up costing yourself a lot of money in repairs. How Much Does it Cost to Jack […]
The Safety Concerns of Knocking a House Down
Why People Are Knocking Their Houses Down It has been a popular trend lately to knock down houses and start from scratch. Some people do it for the fun of it, while others do it because they think it will save them money. Let’s take a look at the safety concerns of knocking a house […]
Ways to Lower Your Mortgage Payments Without Refinancing
Homeowners always look for ways to lower their mortgage payments. Considering a refinance is one option, but it’s not the only way to lower your mortgage payments without refinancing. Here are a few other ways you may be able to lower your monthly mortgage payment and how to decide if refinancing is right for you. […]
What Are The Consequences of Not Paying These Taxes?
If you don’t pay your taxes, the IRS will eventually come after you. The first step the IRS takes when you don’t pay your taxes is to send you a notice demanding payment. If you don’t respond to the notice or make arrangements to pay, the IRS will start collecting by garnishing your wages or […]
What Are Some Factors That Can Affect Mortgage Rates?
The most important factor in determining mortgage rates is the Federal Reserve, which sets the federal funds rate. This is the rate at which banks lend money to each other overnight. When the federal funds rate goes up, mortgage rates usually follow. The Federal Open Market Committee (FOMC) The Federal Open Market Committee (FOMC) is […]
What Are The Pitfalls of WVOE?
What is WVOE in Mortgage WVOE stands for Withholding of Verification of Employment. When a lender requires a WVOE, they are asking for verification that the borrower is employed by their current employer. The lender will typically request this verification at the time of application and will require updated documentation if the borrower’s employment status […]